Terms of Service

1. Acceptance of Terms

By accessing or using the Olive Cover website (olivecover.com and wp.olivecover.com), you agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree, please do not use the site. This website is operated by Olive Insurance Services, LLC dba Olive Cover, a licensed property and casualty insurance agency in Georgia.

2. Use of This Site

You may use this website for lawful purposes only. You agree not to:

• Use the site in any way that violates applicable local, state, national, or international law or regulation
• Transmit any unsolicited or unauthorized advertising or promotional material (spam)
• Attempt to gain unauthorized access to any portion of the site, server, or database
• Engage in any conduct that restricts or inhibits any other user's use or enjoyment of the site

3. No Legal or Insurance Advice

The content on this website is provided for general informational and educational purposes only. It is NOT a substitute for professional insurance advice, legal advice, or a formal policy review by a licensed agent.

Nothing on this site constitutes a binding insurance quote, offer to issue coverage, or guarantee of coverage terms or premiums. All actual coverage is subject to underwriting approval, specific policy terms and conditions, and applicable state law.

For advice specific to your situation, contact a licensed agent directly.

4. Accuracy of Information

We make reasonable efforts to keep the information on this website accurate and current, but we make no warranties — express or implied — as to the accuracy, completeness, or suitability of any information on this site. Insurance regulations, carrier offerings, and coverage terms change frequently; always verify current details with a licensed agent.

5. Third-Party Links

This website may contain links to third-party websites (including carrier websites, government resources, or other tools). These links are provided for convenience only. We do not control or endorse any third-party site and are not responsible for the content, privacy practices, or availability of external sites.

6. Intellectual Property

The Olive Cover name, logo, and all content on this website — including text, graphics, and design — are owned by or licensed to Olive Insurance Services, LLC and are protected by applicable copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, or create derivative works from this content without our express written permission.

7. Limitation of Liability

To the fullest extent permitted by law, Olive Insurance Services, LLC dba Olive Cover, its officers, employees, agents, and licensors shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of this website or reliance on any content herein. Our total liability for any claim related to this site shall not exceed one hundred dollars ($100.00).

8. Disclaimer of Warranties

This website is provided "as is" and "as available" without any warranty of any kind, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that the site will be uninterrupted, error-free, or free of viruses.

9. Governing Law

These Terms of Service are governed by and construed in accordance with the laws of the State of Georgia, without regard to its conflict-of-law provisions. Any dispute arising from these terms shall be resolved exclusively in the state or federal courts located in Fulton County, Georgia.

10. Changes to These Terms

We reserve the right to modify these Terms of Service at any time. We will post the updated terms on this page with a revised effective date. Your continued use of the site after any such changes constitutes your acceptance of the new terms.

11. Contact Us

Questions about these Terms? Contact us:

Olive Insurance Services, LLC dba Olive Cover
6470 East Johns Crossing, Suite 160
Johns Creek, GA 30097
678-888-1011
hello@olivecover.com