Olive Cover now places National Flood Insurance Program (NFIP) flood coverage for Georgia homes and businesses, written through Selective as a Write-Your-Own carrier. Standard homeowners and commercial property policies exclude flood, a gap many Georgia owners do not discover until after a storm.

NFIP covers the building and its contents, with home limits up to $250,000 for the building and $100,000 for contents (commercial up to $500,000 each). Higher values can layer private excess flood on top. It is often the most accessible market for properties in FEMA high-risk flood zones, where flood coverage is generally required.

For the full picture, including where NFIP fits Georgia’s flood risk and where private flood is the better choice, read our guide: NFIP flood insurance for Georgia homes and businesses. Or reach out for a free coverage review and we will look at your specific flood risk.