What is a declarations page?

Your declarations page (often called the dec page) is the one-page summary of your insurance policy. It shows who is insured, what is covered, the policy limits, the deductibles, and the premium. Always the first thing to read when reviewing coverage. When a lender asks for proof of insurance, the dec page is what you send. We use it as the starting point for any free coverage review. See the full definition on our Insurance Terms page at /insurance-terms.