What does NFIP flood insurance cover?

Name: Olive Cover
Address: Johns Creek, GA, US
Telephone: 678-888-1011

Question

What does NFIP flood insurance cover?

Quick answer: Building and contents against flood: up to $250,000 building / $100,000 contents for homes, $500,000 each for commercial; private excess can layer on top.

Accepted Answer

NFIP covers the building and its contents against flood. Home limits go up to $250,000 for the building and $100,000 for contents; commercial limits go up to $500,000 each. Higher property values can layer private excess flood coverage on top.