What is the difference between my insurance carrier and my insurance agent?

Name: Olive Cover
Address: Johns Creek, GA, US
Telephone: 678-888-1011

Question

What is the difference between my insurance carrier and my insurance agent?

Quick answer: Your carrier is the company that actually pays your claim. Your agent is who you buy from.

Accepted Answer

Your carrier is the company that actually pays your claim. Your agent is who you buy from. An independent agent like Olive Cover shops multiple carriers. A captive agent like State Farm only sells one company’s products.