Which Commercial Insurance Carrier Is Right for Your Business?
We are appointed with commercial carriers across business package coverage, general liability, workers comp, commercial auto, cyber, and specialty lines. Compare them by coverage type below.
Our Commercial Lines Carrier Panel
Carrier profiles are being added. Contact us to ask about a specific carrier for your business.
Compare by coverage type
Commercial Carriers by Coverage Line
Revenue appetite ranges below are Olive Cover placement guidelines, not guaranteed eligibility thresholds.
Business Package Policy / General Liability
A business package policy bundles property and general liability into one policy. Hartford is the default first look for most Georgia small businesses under $30M. Chubb handles mid-market and above.
- The Hartford
- Travelers Commercial
- Hanover
- Chubb Commercial
- CNA
- Nationwide Commercial Coming Soon
Workers Comp Carriers Compared
Georgia workers comp is required for all employers with 3 or more employees. The right workers comp carrier depends on your industry class code, payroll size, experience modification rate (EMR), and loss history.
- The Hartford
- Travelers Commercial
- BHHC
- Pie Insurance
Commercial Auto Carriers Compared
Commercial auto is a hard market right now. Progressive dominates for fleets and specialty vehicles. Your personal auto policy does not cover any vehicle used for business beyond incidental commuting.
- Progressive Commercial
- The Hartford
- Travelers Commercial
Cyber Liability Carriers Compared
Your business package policy has zero cyber coverage by default unless you add a specific cyber endorsement or standalone policy. A single ransomware event costs a small business $200,000+ on average.
- Coalition
- Cowbell
- Travelers Cyber
Specialty and Surplus Lines
E&S policies are non-admitted. Georgia's guaranty fund does not cover E&S claims if the carrier becomes insolvent. When admitted carriers decline a risk, E&S carriers step in.
- Chubb ACE Specialty
- Lloyd's of London Markets
- Hartford Specialty
Commercial Coverage Lines We Place
Our commercial carrier relationships cover a broad range of business insurance needs.
Business Owners Policy (BOP)
Bundled general liability and commercial property for qualifying small businesses.
General Liability
Bodily injury, property damage, and advertising injury coverage for your business operations.
Commercial Auto
Owned, hired, and non-owned vehicle coverage for business use.
Workers Compensation
Required for most Georgia employers. Covers employee injuries and lost wages.
Cyber Liability
Data breach response, ransomware, business interruption from cyber events.
Professional Liability / E&O
Errors and omissions coverage for professionals who give advice or provide services.