Hanover Insurance
Hanover writes personal homeowners, auto, and umbrella insurance through independent agents, with broad availability across Georgia. Olive Cover places Hanover personal lines and can compare it against our other carriers in a free coverage review.
Ratings
How This Carrier Rates
Overview
About This Carrier
Hanover Insurance Group writes personal homeowners, auto, and umbrella insurance through independent agents, including in Georgia, and Olive Cover places Hanover personal lines for eligible Georgia households. Hanover sits in the standard-to-preferred market with an account-based approach that rewards bundling home and auto together. It is a strong everyday-value option for newer homes with a clean claims history and households that want home and auto with one carrier.
Why Choose Them
What This Carrier Does Well
Strong bundled home and auto positioning with competitive discount stacks for standard preferred risks
Established regional presence in the Northeast and Mid-Atlantic, with growing footprint in the Southeast including Georgia
Independent-agent-only distribution channel, meaning pricing is built for the agent channel rather than direct-to-consumer
Limitations to Know
Where They Fall Short
Less brand recognition in metro Atlanta personal lines than Travelers, Nationwide, or Safeco
Mixed customer satisfaction on personal auto; homeowners experience is generally stronger
Smaller Southeast personal lines footprint than Nationwide or Travelers
Right Fit
Who They Are Best For
Best Fit For
Households looking for a mid-market regional carrier with strong bundle pricing on home plus auto, multi-vehicle families, and standard, preferred risk profiles. Hanover is competitive for newer homes with a clean claims history and drivers with no major incidents in the last three to five years.
Not a Good Fit For
Higher-value homes (where carriers like Chubb fit better), older homes needing specialty treatment, drivers with recent incidents, or coastal Georgia properties needing wind-focused carriers. We will tell you honestly when another carrier is the better fit.
Appetite & Coverage
What They Write
- Line of Business
- Personal Lines - Georgia
- Coverage Types
- Hanover personal lines writes homeowners, condo, renters, dwelling fire (landlord), personal auto, motorcycle, and personal umbrella. Olive Cover places Hanover personal lines for eligible Georgia households, with the strongest value when home and auto are bundled together.
- States Available
- Georgia and most US states
- Personal Lines States
- Personal lines available through independent agents in GA and most US states. NOT available through Olive Cover.
- Max Business Revenue
- Personal lines (not applicable)
- Industry Classes
- Personal lines (not applicable to industry classes).
Pricing & Claims
What to Expect
Best Pricing For
Bundled home plus auto with 0 to 1 claims in the prior 5 years, homes built after 1980 with newer roofs, and drivers with clean records in standard preferred segments.
Pricing Context
Hanover personal lines pricing sits in the standard-to-preferred market range. For Olive Cover customers shopping in this segment, Nationwide, Travelers, and Safeco are the closest comparable options we quote.
Claims Experience
Hanover personal claims experience is rated as adequate to good across published independent surveys. Olive Cover does not handle claims for Hanover personal lines policies; policyholders work directly with Hanover.
File a Claim
- Phone 1-800-628-0250
- Hours24/7 phone; online portal available
- Online Claims portal
Admitted Status: Hanover is an admitted carrier in Georgia for personal lines. Policies are backed by the Georgia state guaranty fund protections up to applicable limits.
Compared
How They Compare
Hanover competes with carriers like Nationwide (strong bundled home and auto in metro Atlanta), Travelers (broad personal lines appetite and strong financial strength), Safeco (independent-agent positioning), and The Hartford (strong claims service). Hanover stands out for account-based bundle value on standard, preferred home and auto households.
Quick Facts